Terms of Service

1. Agreement to Terms

By accessing or using the website and services provided by IQ Digital LLC ("Company," "we," "our," or "us"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our services.

2. Description of Services

IQ Digital LLC provides application development services and related software solutions ("Services"). We reserve the right to modify, suspend, or discontinue any aspect of our Services at any time without prior notice.

3. Eligibility

You must be at least 18 years of age to use our Services. By using our Services, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms.

4. User Accounts

When you create an account with us, you must provide accurate, complete, and current information. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use of your account

We reserve the right to suspend or terminate accounts that violate these Terms.

5. Acceptable Use

You agree to use our Services only for lawful purposes and in accordance with these Terms. You agree not to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others, including intellectual property rights
• Transmit any harmful, malicious, or destructive code
• Attempt to gain unauthorized access to our systems or networks
• Use our Services to harass, abuse, or harm others
• Engage in any activity that interferes with or disrupts our Services
• Collect or harvest any personally identifiable information from our Services
• Use automated systems or software to extract data from our Services without permission

6. Intellectual Property Rights

All content, features, and functionality of our Services, including but not limited to text, graphics, logos, software, and design, are owned by IQ Digital LLC or our licensors and are protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any content from our Services without our prior written permission.

7. User Content

You retain ownership of any content you submit or upload to our Services ("User Content"). By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and display such content solely for the purpose of providing our Services.

You represent and warrant that:

• You own or have the necessary rights to submit User Content
• Your User Content does not violate any third-party rights
• Your User Content complies with these Terms

8. Payment and Fees

Certain Services may require payment of fees. All fees are non-refundable unless otherwise stated. You agree to pay all applicable fees and charges in accordance with the payment terms presented to you.

We reserve the right to modify our pricing at any time. Any price changes will be communicated to you in advance.

9. Disclaimers

OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Warranties of merchantability or fitness for a particular purpose
• Warranties that our Services will be uninterrupted, error-free, or secure
• Warranties regarding the accuracy or reliability of any content

We do not guarantee that our Services will meet your specific requirements or expectations.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IQ DIGITAL LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

• Loss of profits, data, or business opportunities
• Service interruptions or data loss
• Damages resulting from unauthorized access to your account

Our total liability to you for any claims arising from your use of our Services shall not exceed the amount you paid to us in the 12 months prior to the claim.

11. Indemnification

You agree to indemnify, defend, and hold harmless IQ Digital LLC, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising from:

• Your use of our Services
• Your violation of these Terms
• Your violation of any third-party rights
• Your User Content

12. Third-Party Services and Links

Our Services may contain links to third-party websites or services that are not owned or controlled by IQ Digital LLC. We are not responsible for the content, privacy policies, or practices of any third-party websites or services.

13. Termination

We may terminate or suspend your access to our Services immediately, without prior notice or liability, for any reason, including if you breach these Terms.

Upon termination, your right to use our Services will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which IQ Digital LLC is registered, without regard to conflict of law principles.

15. Dispute Resolution

Any disputes arising from these Terms or your use of our Services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. You waive any right to participate in a class action lawsuit or class-wide arbitration.

16. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of our Services after any changes constitutes acceptance of the new Terms.

17. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

18. Entire Agreement

These Terms constitute the entire agreement between you and IQ Digital LLC regarding the use of our Services and supersede any prior agreements or understandings.

19. Contact Information

If you have any questions about these Terms of Service, please contact us: